Let’s face it! The top priority when buying affordable housing is the consideration of price. Many people turn towards cost-efficient residences purely for investment purposes while for others, it may be their first home. If it is indeed your first home and you have availed of a housing loan to acquire it, you would rightly expect a specific level of security and aesthetics. But, in a city like Delhi, even with an affordable housing loan, buying a house may be a challenge.
Therefore, to counter the problem of access, here are a few top builders to reach out to if you are scouting for a reasonably priced house in Delhi with the help of an affordable housing loan. After all, the search for the right home, regardless of whether you take a home loan or not begins with the right real estate developer.
The Habitech Group
The Habitech Group has been a key player in constructing reasonably priced homes in Delhi NCR, Rajasthan, Himachal Pradesh, Mohali, etc. One of the primary reasons why this developer tops this list is their insistence on offering exceptional build quality at a low price coupled with timely delivery.
For instance, the Habitech 1 and 2 BHK apartments offer amenities like 24×7 security, power back up, central park, children’s play area/ sandpits, etc. Available at a steal price range falling between Rs 16.50 lakhs to Rs. 22.0 lakhs, this project by Habitech makes a lot of sense for families with a high ROI home loan in Delhi.
The ACE Group
The Ace Group has emerged as one of the topmost real estate developers in just over a decade. If you are looking for a home near Delhi and not inside the city itself, look for residences constructed by the ACE GROUP. All houses created by this developer offer a state-of-the-art living experience with detailed décor touches and craftsmanship at affordable prices.
For example, ACE Divino in Noida Extension boasts spacious 2 and 3 BHK apartments with outstanding amenities like a swimming pool, sports courts, 24×7 security, Wi-Fi, flower gardens and much more available at prices ranging between Rs. 32.5 lakhs and Rs. 59.4 lakhs.
The Uppal Group
From building some of the most expensive residences in Delhi NCR to the most cost-efficient ones, the Uppal Group is a pioneer working in the construction industry since 1979. This developer fuses artistic splendour with utility in all of its properties. The Uppal Group’s portfolio presently covers around 10 million Sq. Ft. of residential, commercial and IT construction projects. But, when it comes to affordable housing, they offer many amenities at a pocket-friendly price.
For example, the Uppal Metro Park in Dwarka Sector 3 is a near-possession project offering spacious and elegant 2,3 and 4 BHK apartments between Rs. 50 lakhs and Rs. 88.84 lakhs. Spread across 5.4 acres of green space, this housing complex boasts of amenities like a swimming pool, 24×7 security and much more.
Think of these builders as the starting point of your search for classy, affordable homes. Also, make sure to procure enough finances either through savings or with the help of easy home loans. However, you must remember that when you apply for home loan, as opposed to dipping into your hard-earned savings, you receive substantial tax benefits.
Pro Tip – Use a home loan EMI calculator to accurately calculate your monthly instalments before availing of a home loan online or offline. With competitive home loan interest rates available these days, your dream dwelling is just a housing loan application away!